Credit Specialist (Finance)
Our Credit Department is expanding! We would love to consider your application for our Credit Specialist position.
The Credit Specialist plays a critical role in assessing and analyzing credit worthiness for small business and consumer loan applicants. Utilizes expertise in underwriting, self-employment income analysis, and credit risk evaluation in ensuring sound lending decisions and maintaining the financial health of the credit union. Additionally, serves as a backup to other members of the Credit Team and provides support across various credit-related tasks.
What you will be working on:
- Providing administrative assistance to the Credit Manager for the administrative functions of the small business and consumer loan programs
- Reviewing tax returns, Profit & Loss (P&L) statements, and other financial statements to determine an accurate income to be used in the loan analysis
- Performing functions associated with loan origination, maturities and renewals
- Managing and maintaining a workflow for all credit office activities, ensuring deadlines are met in a timely and efficient manner
- Serving as a backup for other Credit Department staff
What We Offer:
At Park View Federal Credit Union, we recognize that benefits are an important part of an employee's compensation package. We strive to maintain excellent and competitive benefits. Below is a brief overview of what we offer to employees.
- Health Insurance - for most plans, Park View pays the entire premium for Full-Time employees and coverage begins first of the month following your first day of employment!
- Dental & Vision Insurance
- Life & Disability Insurance
- 401k Retirement Account with a generous matching program
- Education Reimbursement Program
- Wellness Allowance of up to $300 to be used for health-related products, activities, and health club fees
- PTO for vacation, sick, or personal leave and an additional paid Volunteer Day to be used for community service
- Paid Holidays - including your birthday!
What you need to be successful in this role:
- Bachelor's degree, or comparable experience
- Experience as a loan processor or similar position in a lending office setting
- Must be dependable, accurate, detail-oriented, organized, service-oriented, and a team player
- Demonstrates a solid level of technical and software competency
- Able to work with minimal supervision
- Able to prioritize workload and manage a wide variety of tasks
- Excellent oral and written communication skills, proficient in writing and editing
- Embodies the Park View values and lives out the purpose of our credit union
